Know your
cushion 🛋️

Wump gives you a cushion score — how long you'd survive a financial shock. No bank login. No spreadsheets. Just the honest truth in under 2 minutes.

🔒 No bank login required ⚡ 2 minutes to your score 🛋️ 9 life situations covered

Your cushion score

47
days of cushion
🟡 STEADY
Income
Bills
Cushion

Freelancer · UK · No bank linked

What is Wump?

Not a budgeting app.
A financial survival score.

Most money apps look backward — at what you've spent. Wump looks forward. It answers the one question that actually matters when life gets difficult: how long could I survive this?

🛋️

Your cushion score

Measured in days, weeks, or months of financial survival. Not a balance. Not a budget. A real answer to "how safe am I right now?"

🔒

No bank login. Ever.

Wump never asks for your bank details, account access, or Open Banking permissions. Your data stays on your device.

🎯

Built for your situation

9 different personas — freelancer, homeowner, parent, retiree and more. Wump speaks your financial language, not generic advice.

💬

Ask Wump anything

Chat with Wump's AI about your numbers. "What if Bluebird Creative never pays?" "Can I afford to take August off?" Honest answers, no fluff.

Other money apps

Track every coffee you buy

Require bank account access

Tell you what you spent

Monthly subscription forever

vs

Wump

Tell you how long you'd survive

Zero bank details needed

Forward-looking resilience score

One payment, own it forever

How it works

Your cushion score
in under 2 minutes

01

Pick your situation

Choose the persona that fits — freelancer, employee, parent, homeowner, and more. Wump calibrates everything to your life.

02

Tell Wump your numbers

Income, bills, and cushion. Takes about 90 seconds. No bank login, no account linking — just the basics.

03

Get your cushion score

Wump calculates how many days you'd survive a financial shock. Green means comfortable. Amber means watch out. Red means act now.

Who it's for

9 life situations.
One honest score.

💼
Employee
Salaried & PAYE
🧾
Freelancer
Self-employed
👨‍👩‍👧
Parent
Family finances
💑
Couple
Joint finances
🏠
Homeowner
Mortgage holder
🔑
Renter
Renting privately
🎓
Student
In education
🌅
Retired
Post-work life
📊
Business Owner
Running a business

Pricing

No subscription. No renewal.
Own it forever.

Free
£0
forever, no catch
  • 1 persona / niche
  • Basic cushion score
  • Days/weeks/months view
  • Chat with Wump (limited)
Download free

Add-on packs — £7.99 each

💬 Wump Chat
Deep AI financial chat
🏦 Tax Pot
Tax planning tools
🏠 Landlord Pack
Rental income tools
🧾 Freelancer Pack
Invoice & project tools
📈 Advanced Reports
Deep financial analytics
💑 Partner Access
Share with your partner

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🛋️

Know your cushion.

Free to download. No bank login. Your score in 2 minutes.

Download on the App Store

Android coming soon